Joe Sandford-Hughes is Head of Development at Coop Exchange, where he leads the design and delivery of innovative digital infrastructure for cooperative finance. With over 10 years of experience in software development, Joe specialises in building secure, scalable systems that align cutting-edge technology with cooperative values. Joe oversees a small development team that is at the forefront of technology for the cooperative financial tech industry. His leadership style emphasises collaboration, continuous growth, and a strong sense of shared purpose — fostering teams that are both technically excellent and mission-aligned. Joe brings a clear, practical perspective to building software that serves real-world needs within values-driven frameworks.